The Money Cruncher, CPA ✓

@money_cruncher · Join 18,000 readers → · joined 12 Mar 2023

A licensed CPA talking about personal finance. I write https://t.co/vyvJ476LiL for 18,000 readers Not a financial/tax advice

184 586Followers

165Following

28 457Posts total

952.3KViews on collected posts

Posts recentes

The Money Cruncher, CPA ✓@money_cruncher13 Sep

Net worth on 9/13/2025: $622k Net worth no 9/13/2026: $944k crazy how fast things change once you focus on: - making more money - not spending your money on stupid things - investing the difference in index funds regardless of the market performance wild 12.4K views · 117 likes · 1 reposts · 9 replies Open on X →

The Money Cruncher, CPA ✓@money_cruncher13 Sep

I turned 27 today And net worth just hit $944k Here are the biggest personal finance lessons I’ve learned along the way: 102.5K views · 739 likes · 19 reposts · 30 replies Open on X →

The Money Cruncher, CPA ✓@money_cruncher12 Sep

A dad has $1M in a brokerage and wants to gift $19k to each of his 3 adult kids. Instead of selling and giving cash, he can gift them stocks instead. Depending on their income, they can sell the stocks and pay a 0% long term capital gains rate (if taxable income <$49,450) 25.8K views · 140 likes · 1 reposts · 14 replies Open on X →

The Money Cruncher, CPA ✓@money_cruncher12 Sep

@money_cruncher They’ve guaranteed that corporations will not move there, and many of the ones there will flee. Possibly the dumbest tax scheme imaginable 5.7K views · 301 likes · 3 reposts · 3 replies Open on X →

The Money Cruncher, CPA ✓@money_cruncher12 Sep

@money_cruncher Great way to crash the market. 6.9K views · 401 likes · 0 reposts · 1 replies Open on X →

The Money Cruncher, CPA ✓@money_cruncher12 Sep

@money_cruncher do they give you money back if it drops back down again? 5.7K views · 225 likes · 0 reposts · 10 replies Open on X →

The Money Cruncher, CPA ✓@money_cruncher12 Sep

The Dutch House recently passed a 36% capital gains tax on unrealized gains. So if your $100k in stocks grow to $200k by the end of the tax year, you will owe the government $36k. Don't have $36k? Sell your stocks. Wild policy wow… 277.3K views · 5K likes · 222 reposts · 396 replies Open on X →

The Money Cruncher, CPA ✓@money_cruncher11 Sep

@money_cruncher Jokes on you, if I ever won $100k in a year that would mean I lost at least $200k. 19.4K views · 126 likes · 0 reposts · 1 replies Open on X →

The Money Cruncher, CPA ✓@money_cruncher11 Sep

@money_cruncher If you’re a professional you can itemize deductions and also have SEP IRA, deduct office space and subscriptions and other business expenses. The IRS doesn’t care much about the recreational marginal gambler. 10.2K views · 22 likes · 0 reposts · 0 replies Open on X →

The Money Cruncher, CPA ✓@money_cruncher11 Sep

@money_cruncher “Don’t gamble” “Don’t buy the iPhone or anything new” Slowly becoming insufferable 10.1K views · 57 likes · 0 reposts · 0 replies Open on X →

The Money Cruncher, CPA ✓@money_cruncher11 Sep

Don't gamble in 2026, or you'll have a huge tax surprise coming. Say you win $100k and lose $100k, net $0. Since now losses are only 90% deductible against wins (if you itemize), you’ll pay federal tax on $10k, even tho you made $0 And some states don't even allow a 476.2K views · 926 likes · 24 reposts · 89 replies Open on X →

Em comparação com contas do mesmo porte

11 posts dos últimos 90 dias, ao lado da faixa de 100K–1M seguidores. aparece para muita gente, mas poucos desses espectadores reagem.

Mediana de visualizações12 423esta conta5 886mediana para 100K–1M

Alcance, %6.73%esta conta1.87%mediana para 100K–1M

Engajamento, %0.77%esta conta1.16%mediana para 100K–1M

Métrica	Esta conta	Mediana para 100K–1M	Proporção
Mediana de visualizações por post	12 423	5 886	2.11×
Alcance (visualizações ÷ seguidores)	6.73%	1.87%	3.60×
Taxa de engajamento	0.77%	1.16%	0.66×

Outras contas desta faixa → Comparar com outra conta → Como estas referências são construídas →

Growth & engagement

How the posts we collected actually performed: views and reaction rate post by post, what the audience did with them, and where the follower count goes.

Views per post

476.2K11 Sep

10.1K

10.2K

19.4K

277.3K12 Sep

5.7K

6.9K

5.7K

25.8K

102.5K13 Sep

12.4K

Last 11 collected posts, oldest on the left. The scale is logarithmic: one post can outrun the rest a hundred times over.

Engagement rate per post

0.22%11 Sep

0.56%

0.22%

0.66%

2.03%12 Sep

4.09%

5.81%

5.34%

0.60%

0.77%13 Sep

1.02%

Reactions — likes, reposts, replies and quotes — divided by views. Median for 100K–1M accounts is 1.16%.

What the audience does

Likes81.6%8 062 in total

Reposts2.7%270 in total

Replies5.6%553 in total

Bookmarks10.0%992 in total

Share of every reaction we collected for this account. Replies mean argument, reposts mean endorsement, bookmarks mean the post was worth keeping.

The follower curve appears once this account has two daily snapshots — we take one a day, and this one is on its first.

Posts recentes

Em comparação com contas do mesmo porte

Growth & engagement

Views per post

Engagement rate per post

What the audience does

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