Cowrywise ✓
@cowrywise · Lagos, Nigeria · joined 19 Jul 2016
Building wealth takes time. We make the wait worth it. Start easy and safe with automated savings and ₦aira & U$D investments. Licensed by the SEC.
85 575Followers
28Following
31 578Posts total
165.7KViews on collected posts
โพสต์ล่าสุด
กำลังค้นหาโพสต์ใหม่…
If you are still confused about this IPO thing, this will tell you all you need to know💙
https://t.co/OqOyzkV57n
845 views · 3 likes
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It’ll be live on our app tomorrow. Sign up here to get ready:
https://t.co/4deQc5hvER
1.1K views · 3 likes
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Hair today, despair tomorrow.
If she loves you, she’ll wait 🌚
1.9K views · 6 likes
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@cowrywise leave me make I buy this girl hair abeg
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@cowrywise I will choose the sharwama over the dangote share and here’s my reasons with fact
https://t.co/61km0DiG1A
482 views · 6 likes
· 1 reposts · 0 replies
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₦5,250 can get you:
- 1 shawarma
- 1 500ml Greek yoghurt
- A little over half crate of eggs
- Wash + All-back, or a haircut
- Phone cord (without charger head😭)
- Screen guard
- Umbrella
Or 10 shares of Africa's biggest refinery. Everything else will be forgotten or digested
20.3K views · 213 likes
· 18 reposts · 74 replies
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We attack by sun rise
@cowrywise #dangote https://t.co/4xTTLyR4Ah
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Dangote refinery IPO 🚩
MY THESIS
The biggest mistake a common man can make is buying Dangote stock at #525, which is super overvalued. By buying at that price, you will simply be supporting the notion that, yes, Dangote Petroleum Refinery is worth $45.6B because Dangote is http
70.5K views · 244 likes
· 69 reposts · 42 replies
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@cowrywise Great job, @cowrywise. Only a few can break it down to this level for an informed decision, either way.
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If you made it this far, 👏🏽👏🏽👏🏽👏🏽👏🏽
You’ve done so wellllll!
Now, make sure you are ready!
Start here: https://t.co/qxhmfGV6hV
1.7K views · 50 likes
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Does this investment make sense for my portfolio?
This is the one question only you can answer, but here are some questions that can help you make that decision:
- How much of your money would go into one bet? This is one stock, in one industry (refining), in one country. Ask
1.8K views · 16 likes
· 2 reposts · 1 replies
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What happens to my shares after the IPO?
Once listed, your shares work like any other share on the Nigerian stock market. You can hold them, sell them, or buy more, anytime, at whatever the market price is that day.
There's also a possible bonus, though it's not guaranteed yet.
1.6K views · 19 likes
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When do I actually become a shareholder?
The schedule attached is based on the indicative timetable in the prospectus.
You legally become a shareholder once shares are allotted and credited to your CSCS account (you can create this on the Cowrywise app if you do not have one).
1.8K views · 13 likes
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What happens if demand for the IPO is higher than the shares available?
If the offer is oversubscribed:
- Dangote Refinery may absorb up to 30% more than the original offer size, subject to SEC approval, effectively increasing the pool of shares available.
- If demand is still
1.9K views · 14 likes
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What could go wrong?
- Not enough local crude oil. The refinery needs a steady supply of Nigerian crude, but the government isn't yet supplying as much as it needs. So it has to buy the rest from abroad, paying in dollars, which costs more and is more exposed to price swings.
-
2K views · 15 likes
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Will I receive dividends? How much?
It's very unlikely that Dangote Refinery will declare dividends anytime soon. The business is currently in an investment phase. capital is being used to grow and expand it, so management is focused on conserving cash to invest in that growth
2K views · 14 likes
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What are the company's plans for growth?
- Double refining capacity to ~1.4 million bpd (barrels per day) by 2028/2029. This would overtake India's Jamnagar refinery to become the world's largest single-location refining and petrochemical complex.
- Triple polypropylene
2.1K views · 8 likes
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What's the IPO money for?
After deducting offer costs (₦41.5bn, or 1.93% of gross proceeds), the ₦2.111 trillion net proceeds go entirely toward the refinery's expansion program:
33% → refinery equipment & process units
40% → infrastructure & utilities
28% → construction &
2.2K views · 16 likes
· 2 reposts · 1 replies
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Is ₦525 a good price for this company?
Nobody can tell you that with certainty. It depends on your own view of oil markets, execution risk, and what "a good price" means to you.
Here are two different ways people are looking at it, and they point in different directions:
-
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3. How is the business performing financially?
2024 was the first year of real operations, and the company recorded a loss which is normal.
2025 was better: the business started covering its day-to-day running costs, but loan repayments still pushed it into a loss for the year.
2.6K views · 15 likes
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2. What does the business actually do, and how does it make money?
Dangote Refinery refines crude oil into fuel and petrochemical products, then sells them domestically and abroad. It processes about 700,000 barrels of crude a day (the world's largest single-train refinery)
2.8K views · 13 likes
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1. What exactly are you buying?
You're buying ordinary shares in Dangote Petroleum Refinery & Petrochemicals FZE, a free-zone entity registered in the Lekki Free Trade Zone, not a standard Nigerian public company.
This is an "Offer for Subscription," meaning you're subscribing
3.3K views · 25 likes
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Quick facts
- Offer price: ₦525.00 per share (fixed price)
- Shares on offer: 4,100,000,000 ordinary shares
-Gross proceeds target: ₦2.1525 trillion (simply 4.1bn shares × ₦525)
- Minimum subscription: 10 shares (₦5,250), in multiples of 10 (i.e. you can only buy 10, 20,
3.9K views · 32 likes
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Brace up!
This might be my longest ever, but it'll tell you everything you need to know before buying Dangote Refinery IPO.
Let's get it!
31.6K views · 561 likes
· 91 reposts · 12 replies
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เทียบกับบัญชีขนาดเดียวกัน
27 โพสต์จาก 90 วันที่ผ่านมา เทียบกับช่วง 10K–100K ผู้ติดตาม ต่ำกว่าบัญชีรุ่นเดียวกันทั้งการเข้าถึงและการมีส่วนร่วม.
ยอดดูมัธยฐาน1 906บัญชีนี้1 088ค่ามัธยฐานของ 10K–100K
การเข้าถึง, %2.23%บัญชีนี้3.86%ค่ามัธยฐานของ 10K–100K
การมีส่วนร่วม, %0.84%บัญชีนี้1.66%ค่ามัธยฐานของ 10K–100K
| ตัวชี้วัด | บัญชีนี้ | ค่ามัธยฐานของ 10K–100K | อัตราส่วน |
|---|---|---|---|
| ยอดดูมัธยฐานต่อโพสต์ | 1 906 | 1 088 | 1.75× |
| การเข้าถึง (ยอดดู ÷ ผู้ติดตาม) | 2.23% | 3.86% | 0.58× |
| อัตราการมีส่วนร่วม | 0.84% | 1.66% | 0.51× |
บัญชีอื่นในช่วงนี้ → เปรียบเทียบกับบัญชีอื่น → ค่าอ้างอิงเหล่านี้คำนวณอย่างไร →
Growth & engagement
How the posts we collected actually performed: views and reaction rate post by post, what the audience did with them, and where the follower count goes.
Views per post
1.8K9 Sep
1.7K
62210 Sep
70.5K
1.2K13 Sep
20.3K
1.7K
2.2K
482
938
1.9K
180
1.1K
845
Last 14 collected posts, oldest on the left. The scale is logarithmic: one post can outrun the rest a hundred times over.
Engagement rate per post
1.06%9 Sep
3.07%
0.48%10 Sep
0.50%
0.25%13 Sep
1.51%
0.12%
1.04%
1.45%
0.00%
0.42%
0.00%
0.45%
0.36%
Reactions — likes, reposts, replies and quotes — divided by views. Median for 10K–100K accounts is 1.66%.
What the audience does
Likes61.1%1 325 in total
Reposts9.8%213 in total
Replies7.2%156 in total
Bookmarks21.9%476 in total
Share of every reaction we collected for this account. Replies mean argument, reposts mean endorsement, bookmarks mean the post was worth keeping.
The follower curve appears once this account has two daily snapshots — we take one a day, and this one is on its first.
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